Wealth Advisory Group

Janney Montgomery Scott Financial Advisors Peter Heger and John Baker have worked together to serve their clients for over twenty five years.  They take a long term approach to client service by building lasting relationships based on knowledge, trust and integrity. Peter and John formed their partnership in the spirit of providing clients the independent, unbiased advice and balanced planning they demand. 

Peter and John are both Accredited Asset Management Specialists / AAMS® .  Having this designation makes a financial advisor uniquely tuned-in to the needs of today's investment professionals.  This designation is earned by an investment professional from the College of Financial Planning and assures that the advisor is an expert in the areas of asset allocation creation and implementation, investment strategies, risk/return principles, investment issues particular to specific client profiles, taxation of investment products, estate planning, regulatory laws and ethical issues.
Calculators

Disability Income Insurance

How much Disability Income Insurance do you need?

Savings Accumulation

Estimate the future value of your current savings.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Credit Card Debt

How Long Will It Take to Pay my Balance?

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Newsletters

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

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